CardLok™ – Offers you enhanced security over your credit/debit card. Lok™ your credit/debit card. Now only you approve when your card is used with dollar limits in place for even greater protection.
• With CardLok, your card is always locked until you decide to pre-authorize a purchase. No more worrying when you can’t find your card.
• Simply submit your personalized CardLok “unlock” request when you are ready to make a purchase. CardLok validates that your unlock request originates only from your registered smartphone and authenticates your approval of the transaction amount via PIN, Touch ID or Facial biometrics using a simple selfie.
• Stop fraudulent activity before it happens. CardLok lets you and only you determine when your card is unlocked from the convenience of your smartphone.
• Purchase Thresholds - CardLok also offers you an easy tool to set your Lok preferences - amount thresholds that define when your card is locked. Quickly set an Auto-Deny Threshold that ensures all transactions valued over that amount (e.g. over $1,000) are always denied. Based on your preferences, you can also set an Auto-Approve value that allows all transactions valued less than that threshold (e.g. under $10) to be approved. All these settings can be changed in real-time as needed.
• CardLok offers multi-factor identity authentication, including facial biometrics, to provide enhanced security for your credit/debit card.
Note: CardLok must be activated by your bank. Visit www.Ipsidy.com to see if your bank is enrolled in CardLok.